Bodo has been easy to work with and often telephones me to see how I am progressing. I am now extremely happy that I made the decision to ring Bodo and ask him to get me the best policy that suited my needs.
About three years ago I decided to do self-managed superannuation. This also meant that I had to buy income protection. In the past I have been with which ever superannuation fund my workplace recommended.
The fees seemed quite high with my new income protection insurance. I spoke with a friend who put me onto Bodo. Whilst the fees were no cheaper Bodo was able to get me $100,000 trauma insurance included for the same price. I left my first workplace leaving behind 800hrs sick leave, my next work place leaving behind 920hrs sick leave and I have been working at my current work place for 3 years so I had 6 weeks sick leave accrued. I do not take sick leave, my grandmother died at 96 and my other grand parents died in their 80’s. Why was I paying this much income protection when I was healthy and my grandparents lived long lives?
On the 12th of May 2016 I was in Melbourne attended the Hesta Nurse of the year awards. I was one of the 5 national finalists. One week later I was diagnosed with inoperable brain cancer/tumour. I started radiotherapy on the 11th August. This is the reason I found out that I was paying over $600 a month income protection/ trauma insurance. I received the trauma insurance which gave me considerable peace of mind financially. I am currently waiting the agreed 13 weeks before I can access the income protection. I have income protection until I am 65 years old rather than the income protection that lasts 2 years if I had stayed with the work superannuation fund.
Thank you, to Bodo.
LISA SMITH